How to Create an Insurance Damage Report

 An Insurance Damage Report is a vital document in an insurance claim. It helps determine the type of damage your vehicle has sustained and who is at fault for it. The form should include all necessary information, including any photographs or sketches. If you do not have a computer to complete this form, you can download it onto a mobile device. It will make the entire process of filing an insurance claim faster and easier. Here are a few ways to create an Insurance Damage Report.

You should first know which kind of property is damaged. If it was an employee's or a student's property, the damage must be reported to the Office of Claims Management. The University has a commercial insurance policy that covers these types of property. However, you will be required to pay a deductible on the insurance policy, which is charged to the office that is claiming the loss. Whether the damage was caused by a fire or a storm, you must know which office to contact.

If the report shows no damages, you can use this information to your advantage. Most insurance companies report to LexisNexis. Even if a home hasn't been the subject of a claim in the last few years, it may still impact your insurance premium. This is because insurance carriers believe that homeowners who filed a claim in the past are more likely to file claims in the future. That means that a clean, claim-free report can be a great marketing message when selling your home.